The loss of a job can put a strain on the family. Yet, most families are able to cope. Some families even find that new ways of communication and appreciation for careful money management are acquired by both adults and children because of a job loss.

What to tell the kids

If you have a partner or spouse, work together to manage the loss of a job. Decide when and how to share the information with the kids. Regardless of the child’s age, be sure to:

Be honest. Tell the truth. You don’t have to go into full detail. But provide them with as much information as they can understand.
Share your feelings. It is ok to let children know how you are feeling. You are being a role model by showing them how to overcome challenges.
Reassure them. End the conversation by telling the children some things aren’t changing. It is important that they understand that you are not going anywhere and you are still a family, and that you love them and will continue to work hard to keep them safe and cared for.

How to tell the kids

Regardless of their age, there are some key points to remember when talking with kids. Make sure you not only talk to them but listen to them as well. Provide plenty of opportunities for them to ask questions and share their feelings. Allow them to participate in finding ways to cope and adjust.

Preschool children

For preschool children, your explanation should be simple and straightforward. It's important to reassure them that the job loss is not their fault. You can explain that sometimes you feel upset, but it is not because of something they did.

School-age children

Be ready for questions from school-age children. This age group can have a difficult time separating reality from make-believe. So, ask questions about what they think and understand. Sharing the facts decreases anxiety. This can enable them to contribute to the problem-solving process.

Pre-teens and teens

It’s not uncommon for older children to worry about how a job loss will impact them directly. They may wonder if they will still be able to go to school events or continue with their college plans. Assure them that you will be doing your best, and things can change. That’s why every decision doesn’t need to be made right away. Then keep the lines of communication open with them.

Conclusion

Talking with family about a job loss is not a fun conversation. But there are ways to make it easier and better for everyone. Be honest. Share the right amount of details. And assure your children that your family is strong, regardless of your job situation. By keeping the lines of communication open, it’s possible your family can grow even closer.

Sources:

American Psychological Association. How to talk to children about difficult news. May 16, 2024.

Discussing a Job Layoff with Your Children

More about Self Care For Parents